From your first showing to your closing day signature, from your property search to your mortgage approval, O.B.A. Realty and Mortgage Group handles every piece of your real estate journey.
As your buyer's agent, O.B.A. Realty acts exclusively in your interest at every step. We have full access to the Stellar MLS for Florida and active relationships in Georgia markets, meaning you see every option available, not just what's publicly listed.
As the buyer, our representation costs you nothing. The seller's side pays the commission. You get expert advocacy, full MLS access, and in-house mortgage services at zero out-of-pocket cost to you.
Listing with O.B.A. means your property receives the same level of preparation, pricing strategy, and active marketing that our most discerning clients expect. We don't list and wait. We position and pursue.
Because Myron is also a licensed mortgage officer, he can identify which buyers are genuinely qualified before they tour your home, protecting your time and keeping your listing momentum strong throughout the process.
"When your agent is also your lender,
the whole transaction moves faster,
cleaner, and in your favor."
Myron Scott holds an exceptionally rare dual licensure as both a Florida and Georgia Real Estate Broker and a Licensed Mortgage Loan Officer. This means your property search and your financing strategy are handled simultaneously by the same expert, eliminating the coordination gaps that slow most transactions down.
Most real estate agents refer you to a separate lender, often introducing a second point of contact, additional fees, and timeline risks. At O.B.A., your broker and your loan officer are the same person, which means fewer delays, tighter communication, and a significantly smoother path to close.
Low down payment options for first-time buyers and those returning to homeownership.
Zero-down financing for eligible veterans and active-duty military service members.
Competitive terms for qualified buyers with strong credit and established income history.
Loan structures for rental properties, fix-and-flip strategies, and multi-unit acquisitions.
Myron reviews your income, assets, and credit profile to establish an accurate purchase range before you search a single listing.
Your search and loan structuring happen in parallel. When the right property appears, your offer is backed by a verified pre-approval.
In-house processing means no communication gaps. Your agent and your loan officer are the same expert, so nothing falls through the cracks.
Florida and Georgia are two of the strongest residential investment markets in the country. O.B.A. provides the analytical framework and hands-on execution to help investors build portfolios that perform.
North Central Florida offers some of the most compelling cap rates in the Southeast, while Georgia's rapidly expanding suburban corridors create consistent appreciation for long-term investors. O.B.A. has on-the-ground expertise in both markets.
Because we hold both a real estate and mortgage license, we can model your debt service coverage ratio alongside your acquisition search. Most brokerages hand you to a separate lender after the sale. We structure the deal from the beginning with your financial performance in mind.
Relocating to North Central Florida or the growing Georgia market can feel overwhelming from a distance. O.B.A.'s relocation specialists take the guesswork out of the process, giving you the inside knowledge that only comes from years of transacting in these communities.
Ocala, Gainesville, and Williston offer some of the best quality-of-life-per-dollar ratios in the state. No state income tax, diverse communities, and access to world-class nature and recreation.
Metro Atlanta's suburban growth corridors are drawing buyers from across the country. O.B.A. is now licensed and actively serving buyers in Forsyth, Coweta, Fulton, and Henry counties.
Whether you're buying your first home, selling an investment property, or exploring financing options, Myron Scott will give you 20 minutes of honest, expert insight at no cost and no obligation.